* We are responsible for our own destinies and everybody has the ability to create a rewarding and fulfilling life * Our attitude towards the events of our lives, rather than the events themselves, make all the difference * Education - in the broadest sense of the word, not in a narrow academic sense - is the basis of advancement of every individual * Individual actions and choices create the global consequences that we all deplore - for example, paying cash in exchange for a lower rate is actually theft - stealing from your fellow taxpayers - and it's time we all realised this and refused to participate in the cash economy - getting your friendly repair shop guy to pad his estimate to the insurance company for fixing your car is also theft, and you should refuse to participate
